How To Cash In Money In The Bank 2k18 Universe

Current is a neobank that makes it easier to manage your money. They offer up a Basic Checking and Premium Checking account, through Choice Financial Group or Metropolitan Commercial Bank, which means your money is FDIC insured up to $250,000 per account.

It's just like a regular bank, except it's technically a neobank.

That said, did you know that you can get $50 when you open an account and satisfy a few easy conditions?

Yes!

Here are the details:

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Current.com $50 Sign Up Bonus
How Does This Offer Compare?

Current Bank will give you $50 when you join and open a Premium Checking account and:

Enter the Current Promo Code WELCOME50
Connect a Payroll Direct Deposit of $200 or more within the first 45 days of opening your account (this must be from an employer or payroll provider by ACH deposit)

That's it – it takes less than 2 minutes to sign up and the reward is paid 10 business days after the deposit is made to the account.

The only restriction is that you must be a new, first-time Current account holder and you cannot pair it with a referral reward.

The Current Premium Account has quite a few perks that you may like in your main bank including:

Fee-Free overdraft up to $100 (if you have $500 in qualifying direct deposits each month)
Get paid up to 2 days faster
Mobile deposit through your phone
Up to 15X points and cashback with your card at participating merchants

If you want to learn more about Current, our Current Bank review explains everything in much greater detail.

Learn more about this offer

How Does This Offer Compare?

If you are looking at opening a Current Bank account, this offer is a no brainer. You might as well get fifty bucks if you're going to be opening the account anyway!

If you're searching for a bank and want to find the highest cash offer available as a bonus, $50 is nice but it's certainly not within the range of the best offers out there. I think a good bonus starts at $100 and many are in the several hundreds of dollars.

Here are some of the better ones:

Wells Fargo – $200

Wells Fargo has a nationwide promotion of $200 for a new checking account when you open a new checking account with at least $25 and receive a total of $1,000 or more in qualifying direct deposits into the new checking account within 90 days from account opening.

You can learn more about the Wells Fargo promotions to see how to get it.

Discover Online Savings Account – $150 or $200

Discover Bank is offering a $150 or $200 bonus when you open your first Discover Online Savings Account with the promotion code WH21 and deposit at least $15,000 into the account within 30 days. You get $150 if you deposit $15,000 or more and $200 if you deposit $25,000.

Chase Total Checking® – $225

Chase Bank will give you $225 when you open a Total Checking account and set up direct deposit within 90 days. There is a $12 monthly fee that is waivable with a monthly direct deposit of just $500, so no gotchas on this deal!

HSBC Premier Checking – $450

HSBC has an offer where you can get $450 for eligible new customers who open an HSBC Premier checking account and make recurring monthly qualifying direct deposits of at least $5,000 for 3 consecutive months. Click here to learn more about this offer.

Huntington Bank – up to $500

If you are a resident of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin then you could get up to $500 from Huntington Bank for opening a new checking account. There are several checking accounts that qualify but they're great offers if you live in their geographic region. Click here to learn more about Huntington Bank offers.

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Jim Wang is a thirty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he's invested in a few pieces of art on Masterworks too.

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

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